How Many Times Can You Refinance a Home in a Year?

How Many Times Can You Refinance a Home in a Year?

Answer 1 Most states it's only once a year Answer 2 It depends on what makes sense. First you must consider if you have a prepay penalty loan that will cost you to refinance. Next has the home appreciated in value? Are you planning on cashing out the value? Also you have closing cost involved in each case so the answer is as many times as it makes sense.